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Is COVID-19 tests FSA/HSA eligible?

Eligible

Yes. At-home COVID-19 test kits are FSA and HSA eligible.

Why

What the IRS rules say

The IRS confirmed that the cost of at-home COVID-19 tests is an eligible medical expense, since the tests diagnose a medical condition. No prescription is needed.

Based on IRS Publication 502.

How to pay with FSA/HSA

You have two options. Swipe your FSA or HSA card at checkout and it comes straight out of your benefits, or pay your own way, keep the receipt, and file for reimbursement. Either works.

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