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Is Toothpaste FSA/HSA eligible?

Not eligible

No. Toothpaste is not FSA or HSA eligible, because it is a general personal hygiene product.

Why

What the IRS rules say

The IRS excludes items that are for general health or personal hygiene rather than the treatment of a specific medical condition. Everyday toothpaste, toothbrushes, and mouthwash fall in that category, even when marketed as healthy.

Based on IRS Publication 502.

Good to know

Common questions

What about prescription-strength or medicated dental products?

A product prescribed by a dentist to treat a diagnosed condition may qualify with a Letter of Medical Necessity, but everyday toothpaste does not.

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